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The Top 5 Questions Bipolars Ask About Disability Benefits

Bipolar disorder (also known as manicor others who know you.#2: What are my
depression) affects an estimated 2 millionchances of winning?Unfortunately, the average
people over the age of 18. Unfortunately,approval rating for disability claims at the
severe symptoms associated with either manicinitial level is only about 25-30%. Why? Most
episodes, depression (or both) can causeclaims lack significant pieces of
difficulties in holding down a regular job.information. For this reason, most successful
In fact, working may become impossible fordisability applicants seek some kind of help,
some bipolars.The Social Securityeither from a professional advocate or
Administration (SSA) has disability benefitspecialized information and help source.#3:
programs in place for those with severeHow long will it take?Most initial claims are
bipolar who are unable to work due to thedecided in 3-4 months. Some take more, some
disorder. These are five commonly-askedless. If your claim has to go through the
questions about disability benefits:#1: Howappeals process, it can take another 6-12
can I prove I'm disabled by my bipolarmonths -- occasionally, even longer. This is
disorder?SSA has certain criteria they use towhy it is important to present a strong case
establish any kind of disability, whetherfrom the very beginning, to expedite the
related to physical or mental disorders.success of your claim.#4: What if my claim is
First, your disorder must be severe enough todenied?Don't give up! If your initial claim
keep you from working more than just ais denied, you have the opportunity to appeal
minimal amount. Second, it must be diagnosedand request a hearing. (Some states have two
by a medical professional, typically alower levels prior to the hearing level.) The
physician or psychologist. (A psychiatrist ishearing before a judge is really your best
a type of physician.) Third, it must bechance to win. However, it is not smart to go
expected to last at least 12in unprepared. You need to present a strong
months.Additionally, a diagnosis of bipolarand convincing case to sway the judge enough
disorder commonly involves a number of signsto award you benefits. Preparation, including
and symptoms that SSA looks at whengood documentation of your bipolar condition
determining whether someone qualifies forand its effect on your ability to work, is
disability benefits. These symptoms could beessential to your claim's success.#5: What
present in either depressive or manickind of benefits will I receive?Disability
syndromes, and include things such as:*benefits include monthly checks which vary,
Appetite  and/or  sleep  disturbancedepending upon the program you fall under.
There are two main disability programs under
*  Hyperactivity  or  a  lack  of  energySocial Security. The SSDI program is based
primarily on your work history; monthly
*  Difficulty  concentratingchecks average around $900. The SSI program
is based on financial need and resources; it
*  Involvement  in  high-risk  activitieshelps those without a steady work history.
Everyone gets the same amount under SSI -
*  Loss  of  interest  in  activitiesaround $600/month maximum.Of course, many
benefit winners receive a back benefit check
* Feelings of guilt or worthlessness orwhich can be many thousands of dollars; this
inflated  self-esteemis one reason why it is important to apply as
soon as you become eligible.Other benefits
* Hallucinations, delusions or paranoidinclude health and medical benefits (Medicare
thinkingand/or Medicaid), newly-established
prescription drug benefits, and even
*  Thoughts  of  suicidecontinued benefits while trying to go back to
work, if your situation improves.Dr.
* Repeated episodes that affect your abilityNickerson has developed the ultimate resource
to function normallyOf course, thereto help those with bipolar disorder win
are many factors that SSA will look at. TheySocial Security disability benefits --
will want documentation from your healthwithout hiring an expensive lawyer or paid
providers and possibly your family, friendsrepresentative. Get the full story at now!



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