Disability people need education too


Private education - finding the money

The decision to send your child to a privatepre-prep  school  and  see  how  it  goes.
school is a very personal one. There are
parents who make this commitment soon after,The cost of private education using an
or even before, their child arrives in theaveragely priced pre-prep school from the age
world. The child's name may be put down forof four, through prep school and on to an
the parent's choice of independent school.independent senior school could be as much as
Quite often the school may be the one which a£200,000 plus. More if a boarding school
parent attended or one chosen because theyis  chosen.
wish the child to be educated according to a
particular  religious  belief.In the case of parents who have pre-planned
their child's education, it is likely that
There are also private schools catering forthey have built provision for the costs into
children with special needs as far as theirtheir budgeting and there are various
education is concerned. Children withproducts  geared  towards  this.
impaired hearing, problems with vision or
mobility or some degree of learningMany parents, disillusioned with the state
disabilities are catered for. Schools aresector, come more slowly to the decision to
available for specially gifted children,head for the private option and therefore
offering training in drama, music or dancehave made no provision for the costs. In this
alongside a comprehensive academiccase, unless you dip into your savings or
curriculum.have sufficient income, borrowing may be the
only  choice.
All independent schools in England and Wales
are required to be registered with theThere are tens of thousands of parents who
Department for Education and Skills. Inare making great financial sacrifices to give
Scotland and Northern Ireland thetheir children the very best start in their
registration is with the Scottish or Irelandeducation. Around a quarter of these have
Executives.average, or lower, incomes and are choosing
to go without holidays or other luxuries to
The normal pattern of private education ispay  school  fees.
kindergarten or pre-prep school from the age
of four (sometimes earlier) and then on toThere has been a notable rise in applications
prep school until the age of thirteen whenfor personal loans to fund private education
they  move  into a senior independent school.fees and it is expected that these will
increase as more parents decide to invest in
Some parents choose to use independenttheir child's future. Around 620,000 children
schools for part of their child's education,are  now  educated  in  independent  schools.
combined with state schools. They may decide
to send their child to a local state schoolA recent study shows that not only are
for some years, before transferring him orprivate school pupils more likely to attain
her to a private school for their seniorbetter results, but also to get higher-paying
years. Not all parents like the idea of thejobs than state school pupils who were just
large comprehensive state schools. The childas  able  and  of  similar  backgrounds.
may have attended, and made good progress, at
a smaller village school and the change mayFor all the advice you need on loans, the
be something which worries both parents andinternet is the place to go. Here you'll find
child. Alternatively the decision may be madeadvice and help and discover the best way to
to give the child a good start at a goodfund your "personal investment".



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