| The government of Canada offers disability benefits | | | | uncomplicated in terms of assessment. According to |
| to support people who needed it the most. The | | | | the Canada Safety Council, depression, bipolar |
| government assists people with disability to take | | | | disorder, anxiety or any number of mental health |
| control of their lives. However, there are procedures to | | | | conditions represent up to 40 per cent of reported |
| be followed for claiming the disability benefits. In the | | | | disability claims in Canada. The element of subjectivity |
| corporate world, insurers and employers are taking a | | | | makes it more challenging to judge and manage. |
| collaborative approach to manage disability claims. | | | | Moreover, the employees are well aware of their |
| They are involving HR, medical, emotional and | | | | benefits, rights and entitlements. |
| psychological professionals for assessment of the | | | | Nowadays the approach of insurers to assess claims |
| claim. | | | | has changed. It has shifted from a medical |
| Initially the procedure for applying claim was like a | | | | administrative model to a functional ability model. |
| lengthy affair. In the last few years, disability claims | | | | Employers as well as insurers are changing their |
| have increased gradually. There are different types of | | | | approach towards Disability Benefits Claim. Employers |
| Disability Benefits Claim for the people suffering from | | | | are approaching human rights legislation with more |
| physical disability or mental illness. The employers | | | | purpose. They are making a conscious effort t make |
| prefer to avoid disability claims because of the | | | | sure that the employee gets back his job. |
| complexity of claims. For employers, diseases such as | | | | Employers and insurers need to follow a |
| Fibromyalgia or soft-tissue injuries are not considered | | | | comprehensive disability management program to help |
| to be serious diseases for disability claim. Other | | | | people with Disability Benefits Claim. |
| diseases such as cancer, broken bones are | | | | |