| Suffering from an injury or illness that causes you to | | | | extent to which it could be healed. |
| have a long-term disability can seem like a | | | | Medical and osteopathic doctors, as well as |
| disheartening catch-22: you need money to pay for | | | | optometrists, psychologists, and podiatrists must all be |
| your medical bills so you can heal, yet you must work | | | | properly licensed in order to count as a source of |
| in order to get the money to pay the medical bills. To | | | | evidence in your case. Additionally, psychologists can |
| help keep you out of this terrible situation, the Social | | | | be certified, and speech pathologists must be |
| Security Administration offers aid to those who can | | | | appropriately licensed or certified as well. |
| prove that they indeed have a long-term disability. | | | | From these sources, the SSA will ask for a variety of |
| The Social Security Administration, or SSA, provides | | | | information. Although you are responsible for providing |
| two types of disability coverage. First, Social Security | | | | this medical information, the SSA can help you gather |
| disability insurance, or SSDI, can help provide for you | | | | the reports with your permission. The reports that the |
| as well as sometimes your dependents after you are | | | | SSA looks for include: |
| injured. Secondly, supplemental security income, or SSI, | | | | Medical history |
| takes into account your financial status and gives aid | | | | Clinical and laboratory findings |
| accordingly. | | | | Diagnosis |
| If you believe that you have an ailment that prevents | | | | Prescribed treatment plan |
| you from working, you will have to prove that you are | | | | Prognosis |
| eligible for SSDI or SSI. Although the SSA provides as | | | | The activities that you can still perform despite the |
| much help as possible, they are still very strict on | | | | injury or illness |
| approving people to receive long-term disability | | | | Sometimes, no matter how detailed the medical |
| benefits. One important aspect of your application is | | | | information you provide and the proof that you have |
| the medical evidence showing that you are disabled. | | | | of your disability, the SSA may decide to deny your |
| In putting together your case, the SSA requires certain | | | | claim. If you have been denied long-term disability |
| types of medical evidence. This evidentiary information | | | | coverage and plan on filing for an appeal, you should |
| must be provided by a doctor who either evaluated or | | | | enlist the help of an experienced long-term disability |
| treated you after your accident, preferably the latter. | | | | attorney to help you with your case. |
| This is because a physician who was in charge of | | | | For more information, contact a long-term disability |
| treating your injury or illness likely spent more time | | | | lawyer from the Law Office of Charles D Hankey, |
| evaluating the overall effects on your body and the | | | | P.C., today. |