Inheritance - Provision For Families and Dependants

As the Deceased's spouse (husband or wife) ormoral obligation to the other.
Dependant you are entitled to make an ApplicationIf the Estate of the deceased is not large enough to
under the Inheritance (Provision for Family anddischarge all of the deceased's obligations, then the
Dependants) Act 1975, which shall be referred to asCourt will have to weigh up the conflicting claims.iii) The
the I(PFD)A 1975 from now on.size and nature of the net Estate of the deceased.
Under the I(PFD)A 1975, there are six categories ofThe Court will be reluctant to interfere in the case of
person who is entitled to apply on the grounds that thevery small Estates. It will discourage Applications
deceased's Will or the Rules of Intestacy (which applywhere the cost of the action may exhaust a large part
when there is no will) or a combination of both fail toof the assets of the Estate. If the Estate is small, no
"make reasonable financial provision" for the Applicant.Order may be made if it would not be sufficient to
One of the six categories is the wife or husband ofmake a real contribution to the maintenance of the
the deceased. A Husband or Wife must prove that heApplicant.iv) Any physical or mental disability of any
or she was validly married to the deceased and theApplicant or any person entitled either under the
marriage was subsisting at the death of the deceased.deceased's Will or the Rules of Intestacy. For example,
A Marriage Certificate is prima facie evidence of athe Court would treat favourably a Claim by a disabled
valid marriage, unless challenged when further proofadult child.v) Any other matter, including the conduct of
will be necessary.the Applicant or of any other person. This covers the
There is a two-stage process to determine whetherconduct of the deceased as well as that of the
"reasonable financial provision" has been made. TheApplicant or any other beneficiary. The conduct can
Court will ask:be negative or positive and may influence the Court's
1. Has the Will or Intestacy or a combination of bothdecision.
had the effect of failing to make reasonable financialIn addition to considering the general guidelines, the
provision for the Applicant?Court has special guidelines to consider for each class
2. If so, the Court goes on to consider the question ofof Applicant.
what would amount to reasonable provision for thatFor a surviving spouse, the Court would consider the
Applicant.following additional guidelines:-
There are two tests of reasonableness to be applied;1. The age of the Applicant and the duration of the
the first to decide whether the provision made for themarriage.
Applicant was reasonable and second, to decide2. The contribution by the Applicant to the welfare of
whether it is reasonable to make an Order now. Boththe family of the deceased, including any contribution in
questions must be answered in the Applicant's favourlooking after the home and caring for the family and
if the Applicant is to succeed.3. The provision the Applicant might reasonably expect
There are two standards of provision. The Survivingto receive if on the day when the deceased died the
Spouse standard and that applied in all other cases.marriage, instead of being terminated by death, had
Broadly speaking, a Spouse is treated in a similar waybeen terminated by a Decree of Divorce.
as if the Spouses were divorcing.The starting point is the amount which the Applicant
The I(PFD)A 1975 sets down guidelines which arecould have expected to receive from Divorce.
common to all Applications to help the Court to decideThere is a time-limit for making Applications under the
whether the deceased made "reasonable financialI(PFD)A 1975. That time-limit is 6-months from the grant
provision" for the Applicant and also to help the Courtof Probate or Letters of Administration to the Estate.
decide whether to exercise its discretion to make anTime extensions can be granted by the Court, but
Order.successful Applications to extend the limit are rare.
The Court must have regard to the followingUpon determining an Application, the Court has a wide
matters:-i) The financial resources and needs of therange of powers to make a variety of Orders - for
Applicant, any other Applicant or beneficiary now or inexample:
the foreseeable future. Earning capacity, pensions andPeriodical payments: These are regular payments of a
Social Security benefits are all relevant in ascertainingspecified amount that can be for life for a limited
the Applicant's financial resources, as are any capitalperiod - e.g until re-marriage or for a specified number
assets of the Applicant. In considering the Applicant'sof years.
financial needs, the Court must take into account theA lump sum payment: This is an Order for payment of
financial obligations and responsibilities. If the needs ofa specific sum. The Order can specify payment in
the beneficiaries are great, the Application is likely toinstallments.
fail. In seeking to meet the Applicant's needs, the CourtA transfer of property: The Court can Order the
will also have regard to the type of Order which istransfer of Title to a property, e.g. a dwelling-house.
most appropriate.ii) Any obligations and responsibilitiesA settlement of property: The Court has wide powers
of the deceased towards any Applicant or beneficiaryto Order settlements of property - e.g. for making
entitled under the deceased's Will or the Rules ofprovision for infant children.
Intestacy. Obligations include moral obligations as wellOrders for acquisition of property: The Court can
as legal obligations owed by the deceased to theOrder a house to be purchased for the Applicant.
Applicant and to other beneficiaries. Moral obligationA variation of Marriage settlement: The Court has a
may arise partly out of the relationship of the Applicantlimited power to vary existing Orders in respect of
to the deceased and partly out of the needs of theperiodical payments.
Applicant. For example, normally, one spouse owes a