| Students are very mobile these days. There are so | | | | Government or other foreign government sponsors |
| many specialized subjects, and expensive facilities | | | | students whose health insurance exceeds that of the |
| needed to impart them, that studying abroad is very | | | | University's standard. |
| common. The universities encourage this migration of | | | | The cost of international student medical insurance is in |
| students by many attractive schemes to enrich | | | | the range of $600 -700 per annum. Most of the |
| academic diversity. | | | | universities sponsoring students subsidize the cost of |
| Most foreign students study in America on a | | | | insurance coverage to the students with cheap |
| shoestring budget or with a scholarship. With the | | | | medical care through Gannett. Universities fund |
| escalating cost of medical care, student insurance | | | | Gannett up to 60% of the costs. Only 40% is charged |
| becomes quite imperative. Very few will be able to | | | | to the insurance companies. Students who are also |
| afford the unexpected expenses if they are not | | | | teaching and doing research work are helped by the |
| supported by adequate medical coverage. Many | | | | University in meeting their insurance costs. |
| states require by law that foreign students be covered | | | | Besides the regular students, visiting scholars are also |
| under medical insurance. Some states set even the | | | | required by visa requirements to have themselves |
| minimum amount that should be available to the | | | | covered by appropriate medical insurance plans. A |
| student for medical treatment, emergency evacuation | | | | short-term cost is in the range of 100-200 dollars. By |
| and repatriation of remains. For example, in California | | | | US visa requirements, any dependants accompanying |
| the values are $50,000 for illness and $7,500 for | | | | the students also need to be insured towards medical |
| repatriation. Waivers are allowed only when the US | | | | costs. |