| With the ever expanding needs on healthcare | | | | coverage, including prescription drug coverage which is |
| services, the US government keeps on adjusting with | | | | lacking in the original two Medicare benefits packages. |
| the modifications and improvements in its healthcare | | | | The Medicare Part D is meant to provide aid in paying |
| policies to essentially accommodate these changes. | | | | for skilled nursing services such as those in nursing |
| One example is the Medicare program. Originally, | | | | homes. |
| Medicare is offered in two packages namely the Part | | | | All of the Medicare Plans have premiums and higher |
| A and the Part B, both of which necessitated the | | | | premiums are assigned with plans of wider coverage. |
| purchase of the Medigap policy to fill in the gaps of the | | | | The Medicaid premiums are paid in the form of taxes |
| policy. | | | | deducted monthly from an individual’s salary and |
| Recently, as sourced from www medicare gov, the | | | | the standard allotment is set at 2.0%- the value or |
| healthcare program has added two additional core | | | | payment is shared between the worker and the |
| benefits called the Advantage Plan and Long-Term | | | | employer. Individual contributors pay this percentage in |
| Care Plan corresponding to Medicare Part C and Part | | | | full. State subsidy or premium payment exception is |
| D, respectively. With the Medicare Part C, purchase of | | | | given to individuals who do not have the means to pay |
| the Medigap policy is no longer necessary as the | | | | for the premiums and applications for state subsidy is |
| package has a relative more comprehensive | | | | made tot e local social security agency. |